Car insurance

Car insurance is a type of insurance that is specific to the car (vehicle), where the risk of injury to both accidents caused by natural disasters or accidents that happened on that journey that is likely to occur in vehicles transferred to the insurance company. In the selection of car insurance things to note is the financial strength (security), services (service) and the cost or burden.

For every vehicle owner, it is advisable to use car insurance. The goal is that every vehicle owner can be protected if there is something undesirable in connection with use of vehicles (cars). This is likely to be often the case for the use of vehicles, especially cars for almost every activity of all people to use cars.Type Vehicle Insurance is divided into two parts :

    Car insurance
    Motor insurance

The type of protection provided include :
 1. Comprehensive (Comprehensive)
Guarantee compensation / repair costs for loss / damage to any and all parts of the vehicle due to falling objects, fire, evil, theft, robbery, collision, collision or other traffic accidents. (Referring to PSAKBI). (Age Max. 8 years)

2. Total Loss Only (TLO)
Guarantee compensation for loss / total damage to the vehicle due to falling objects, fire, evil, theft, robbery, collision, collision or other traffic accidents. (Refer to PSAKBI) (age max. 15 years)

In choosing a car insurance (vehicle), everyone has different criteria. No more priority to price premiums are cheap, some are more concerned with service workshops are good, some are more interested in features of services provided. But most of them will be more demand on the service is good service and fast that they neglect the more important protection.

According to the regulations of the Financial Services Authority (FSA), starting on March 1, 2014 insurance premium rates across the car (motor vehicle) must be done uniformly, or may not exceed a lower rate and rate of the specified. That is, since then every motor vehicle insurance companies can no longer perform the premium price war. Because the amount of the premium has been set so wherever you are insuring the exact amount of the premiums will be the same but the difference is in terms of service access, be it service employees, service service vehicles, customer service is what distinguishes That depends on how you react to it and where you will choose.

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